Country – Traveling Mark

The Expat Complex

Tell me which country you chose to live in and I’ll tell you who you are. This twist of the famous “Tell me what you read and I’ll tell you who you are” quote has more merit to it than meets the eye. People who trade life in their home country for life in another country for reasons other than temporary job assignments usually do so because their country is not compatible with who they are. If for example they come from a country with strong rule of law, but deep inside they are lawless individuals, a visit to a lawless country will make them desire to live there and start making arrangements to relocate.

Photo: Sokimex - Symbol of Cambodian Corruption

The Canadian Hippie

Not so long ago, while I was in Miri on Malaysian Borneo, I met with another Canadian guy who’s far more traveled than I was. I meet and talk with other backpackers every day but since not many that Canadians make it to South East Asia, this was a pretty cool opportunity to have a chatter with one who did.

This hippie from Vancouver was in his 40’s, but you would never tell. He looked young, his hair reached down to his shoulders which complemented his wrinkle-free complexion. By the looks of it, he should be the most amazing dude to speak with but the exact opposite was true.

You’d think that a hippie with a decade of round the world travel under his belt would demonstrate unrivalled level of sophistication and wisdom, but all one could find by interacting with him was arrogance and conceit. Every single thing he let out of his mouth was let out to make himself sound larger than life. His body language wasn’t any different either. Other than the appearance, this fellow Canuck was very unhippie.

Despite his open arrogance, I was curious to learn a thing or two from him. Unfortunately, all I really learned was that his poop smelled like roses and nobody else had poop that could possible match his. Whatever I or anybody else would ask him, he’d respond with this harsh scowl like we’re all unworthy of his time, the time of someone who’s been to more places than most of us combined.

I realized early on that this man was a joke so participation from my end stopped soon after, however he said something that really caught my attention. According to his own words, he came to Malaysia (where we met) after spending some time in Indonesia, but couldn’t wait to go back because in Indonesia it was much easier to get away with just about anything, including any form of unlawful behavior.

He also mentioned that he hated Canada and would never go back to his home country. He despised the fact that Canada was clean, that Canadian police didn’t readily accept bribes, that minor transgressions (as he put it), such as drunk driving or sexual advances were taken seriously and that there were many means for victims of crimes to get justice.

I looked at him and I saw the exact opposite of myself. He went to Indonesia and loved every bit of it. He loved how he could get totally wasted drunk and drive home scaling the road left and right. He loved that should there be a problem with it, he could easily bribe the police and have them wave him on his way to continue putting others in danger. He also loved how he could engage in any form of illegal activity and get away with it without any problem. He loved that being corrupt and inherently criminal, Indonesia would allow him to embrace his own criminal behavior and benefit from it at the expense of others.

In comparison – when I went to Indonesia, I hated every bit of it. I hated how impaired drivers oppressed all other traffic participants and there was nothing anyone could do about it. I hated how there was no way to stop them as should they get halted by the police, they could easily bribe their way out. I hated how people engaging in criminal activities openly operated in broad daylight and under the noses of the police who blatantly sheltered these operations. I hated how virtually everything was corrupt down to the bone, and how it made the country lawless and dangerous.

When Character and Environment Match

There are certain values I uphold and as such, I could only live in a country that upholds the same or similar values. In my case, these include order, respect, equality and law. That’s why I’m naturally drawn and feel the most comfortable in countries where order, respect, equality and law are inherent. Such countries include my home land of Canada, but also Iceland, Norway, Denmark, Sweden, Finland, Switzerland, New Zealand, and some others.

On the other hand, people who uphold chaos, corruption, discrimination, xenophobia and disorder are naturally drawn to countries with the same values, such as Indonesia, Thailand, Cambodia, the Philippines, Brazil and many others.

A person who upholds positive values is incompatible with countries that uphold negative values and would feel very uncomfortable living there. As a result, such person would want to leave and relocate to a country the values of which match those he/she upholds. I gave Cambodia, for example, my best shot and stayed for 5 months but it was an ongoing struggle because inherent corruption and lust for blood were strongly contradicting my character. I tried really hard, but could not do it. But I got a very good taste of what people who feel comfortable there are like. Holy eff!

When the arrogant Canadian hippie told me that he liked Indonesia better than Malaysia because Indonesia was a dirty and disorderly country, and then added the fact that he didn’t want to return to Canada because he didn’t like the strict rule of law – it all started to come together. I realized the power of the expat complex and with it came the understanding of why my extended stay in Cambodia was so painfully agonizing.

People like the Canadian hippie, instead of living according to the law, prefer lawless behaviour and knowledge that they can bribe their way out of any situation. For them, life in a lawless society is much more fulfilling because it matches their character – lawless and corrupt. Since lawlessness and corruption was all I encountered in Cambodia, in order to retain some level of sanity during my stay in the country, I had to lie to myself that there was some good to be found in this peculiar blend of lust for blood, general disrespect for another and absolute corruption. It was all in vain. Since my values are fundamentally different, it was only a question of time before I’d realized that I couldn’t exist in a society that’s so fundamentally evil and started making plans to leave, clearing the way for people whose traits match those of Cambodia to embrace what this country is all about.

The Expat Complex

My police record in Canada is sparkling clean. I have never had a speeding ticket, because I never speed. I had my breath checked many times but always had 0 alcohol in blood because I never drive after drinking. I do not fear living in a country with strict rule of law because I strictly obey the law. I live within it, not outside of it. And as a law abiding citizen, I appreciate countries where law is the law. I don’t break it, hence I don’t need the means to bribe my way out of being caught. Strong presence of the rule of law makes me feel comfortable, not worried.

The Expat Complex is a phenomenon that links personality traits to characteristics of countries people with matching characteristics feel attracted to and may eventually choose to relocate to. By taking the Expat Complex into consideration, you can easily identify personality characteristics of expatriates based on which country they choose to live in. If they feel more comfortable living in a country that’s inherently corrupt and lawless, you can count on it that they are as corrupt and lawless themselves.

Just to clarify – there is a difference between expats and freeloaders. They are not the same thing. People from third world countries who specialize in taking advantage of weak asylum policies and welcoming immigration laws of developed countries are not expats and are as such subject to different set of principles. The expat complex syndromes do not apply to them as they do not choose countries that match their character, but rather countries that are the easiest to exploit and provide the most freebies in exchange for their effort (and lies).

The Expat Syndrome

The Expat Syndrome is a name I use to address a phenomenon which affects common traits and behaviour of people who leave their home country to live in an alien one (host country). My extensive travel took me through a wide range of nations, ranging from developed to developing and everything in between. Based on my observation, expatriates from countries I have previously visited did not think and act the way people in their home country normally do, but adapted to thinking and acting of their host country. In other words – if a person moves to a country where society and a way of life are different, their behaviour changes to that of their surroundings. As a result, if a decent person moves to a crap of a country, they start acting like a moron, and likewise, if a person from a crap country moves to a highly civilized society, their savage ways diminish (or vanish entirely) and start acting like fellow civilized citizens they are surrounded with.

Granted, moving to a different country to hang out with your own will slow down or block the effects of the Expat Syndrome entirely, but as a general rule, aspects of expats behaviour that does involve interaction with host society will be affected (for better or worse).

Who Is Not an Expat?

People who invade foreign countries – whatever the means and excuse – are not expats of which I speak in this article. Good example are Gypsies that moved from Eastern Europe to Scandinavia. These gypsies first invaded Eastern European countries on which they leeched by making babies because Communist governments paid so much money per child. But after they found out about generous social policies in Denmark, they came up with fabricated racism stories to gain asylum in the country where they moved to live like kings without a need to go to work. People like these are leeches and are not expats hence the Expat Syndrome does not apply to them.

Similarly, Muslim extremists who move to western countries with intentions to spread Jihad are not expats. They may be citizens of other countries living abroad long-term, but they are still not expats, just brainwashed lost souls dependent on a purpose provided by somebody else.

First Exposure to the Expat Syndrome

The Expat Syndrome is something I have noticed a very long time ago, when I first took a trip to London, UK. I was in the first year of the University and having previously visited Poland, I knew that Poles were some of the worst and least respectful drivers in Europe. Lives claimed by notoriously selfish Polish drivers in Poland are notoriously high yet when one goes to London, UK, they could cross the street on a zebra with their eyes closed and will get across unharmed.

For those who don’t know – London is infested with Poles (there is no polite way to put it). There are so many Poles in London (and all of the UK, for that matter), it’s a challenge to overhear a Cockney accent as all you get to hear is Polish language. It truly made me ask whether there are any Poles still left in Poland cause it looked as though they all fled to settle in London. As I continued traveling, I learned that the UK is not the only country infested with Poles. Seriously, I haven’t been to Poland in a while – are there any people in that country still?

So how is it that when you are in Poland, you really have to watch out trying to cross the road, but when you go to London you will never come an inch close to being endangered by a vehicle trying to cross? A chance of encountering a Pole driving a car down the road in London is incredibly high, yet you won’t face the same dangers you would if you tried that in Poland. So many Polish drivers in London, yet nowhere near the danger of Poland roads.

Obviously, even though they came from a country where drivers are disrespectful and drive aggressively, once they join driving etiquette where everybody respects pedestrians, it changes them and they start acting the same. Without thinking about it, they will instinctively stop as soon as there is an indication that a pedestrian is intending to cross the road. And this is exactly what the Expat Syndrome is all about. Regardless of what you were brought up acting as, if you move to live in a society that behaves differently as a whole, your behaviour adapts and subconsciously you start acting the same. Part of the Expat Syndrome is also the fact that people tend to be attracted by countries that follow moral values the person upholds deep within.

The Expat Syndrome in the Third World Countries

The case of Polish drivers in London is an example of the Expat Syndrome acting for the better. But while it does help to turn bad behavioural traits into good ones (in case of expats from crap countries who moved to decent ones) it also works the opposite way. This can be best seen by interacting with expats from the developed countries who have lived in the third world ones for some time.

Take Cambodia, for example. With their well polished fake smiles, the people of Cambodia are always looking to help themselves at an expense of another. When a Cambodian sees a person in need of help, for them it’s an opportunity to take advantage of said person because a person in need is out of options hence easier to exploit. And that type of behaviour also soaks into the minds of expats who choose to live in Cambodia.

Similarly, you don’t have to go too far to see how delusional and deranged the expats living in Thailand are. Just read through threads on any Thai forum board and you’ll soon end up with sore forehead after facepalming yourself for a few minutes.

The most common traits of the expats from developed countries living in the third world countries are holier-than-thou attitude, complete denial of the society having any effect on them and exceptional readiness to attack people who point it out. Since these traits become visible very quickly after the move, it is fair to assume that the seeds were planted while still in their home countries. The rest is in the fact that birds of a feather flock together, so expats who share moral values similar to those found in the third world countries will be attracted by them.

If no seeds of twisted moral values were present prior to the move to a third world country, then the effects of the Expat Syndrome on an individual will be determined by the strength of their spirit.

The Expat Syndrome and Weak-Spirited vs Strong-Spirited Individuals

The Expat Syndrome does not affect everyone equally. Some are affected more and faster, whilst others only suffer from fractional affection and would require long term submergence before the effects can be observed.

The difference between how much and how fast the Expat Syndrome affects an individual is – more than by anything else – determined by the strength of their spirit. Weak spirited individuals get affected quickly and quite significantly while strong spirited individuals would only see small traits of their behaviour changed and only after being in an alien country for an extended period of time. Some of the better established traits of strong spirited individuals would remain completely unaffected even after permanent stay in an alien country.

Finding strong spirited individuals whose behavioral traits were changed by the Expat Syndrome is very rare. Unless there is some more powerful force (love, for example) that would keep them in a weak spirited society, the strong spirited individuals would leave and settle elsewhere long before any shift in behavioral patterns could break in.

The incompatibility between a strong spirited individual and a life in a weak spirited society works both ways. The weak spirited society won’t naturally accept a strong spirited person (an individual with core values and respect for another) and will stoop to unprecedented hostility before he/she can properly blend in. As a result, the strong spirited individual would start feeling uncomfortable and realize that no further digging would bring the water into a well that’s completely dry and would move on to a more compatible society.

Expats Returning Back Home

How much an alien society affects an expat is vastly determined by whether the expat is weak spirited or strong spirited – that much we already know. But what happens when the expat returns back to his/her home country after a few years abroad?

Obviously, they will be a different person. If they’re coming back from a third world country, a return to their homeland will be accompanied with an end to riding around on their motorcycles like they’re larger than life and the world belongs to them, knowing that they can get away with anything and bribe their way out of any situation. They will find adopting back to a society with the rule of law fundamental equality tough but the Expat Syndrome won’t go dormant.

As we have determined earlier – you become a reflection of your surroundings. Even if an ex-expat was to return home after years of living like a savage, a return to civilized society would start shaping him/her back into being civilized. Keep them in a civilized society and among civilized people long enough and the savage ways will diminish significantly or disappear entirely.

The Expat Syndrome – Conclusion

Let me start the conclusion with a Chinese proverb which says that “He who tells the crocodile that his breath smells, must have crossed the river”. And since we’re at Chinese proverbs, let me mention another one: “The beginning of wisdom is to call things by their right names”. And here’s yet another one: “The best cure for drunkenness is to observe a drunk person whilst sober”.

There is so much wisdom in these Chinese proverbs that I could literally close my conclusion right away and it should make all the sense in the world. Let me just say that I’ve crossed the river back and forth and have seen the crocodile. He was beautiful, he was majestic, he had impressive moves yet still, his breath smelled. Shockingly enough, even though I’m not the only person to have crossed that river and encountered that crocodile, not many people noticed his smelly breath. It could be sheer ignorance, or just undeveloped observation talent, but more than anything else, it’s the delusional state of mind which limits the observer from acknowledging that one side of the sugar cane is less sweet than the other.

Expats are some of the most extreme people in the world. They are either absolutely brilliant or a bunch of complete losers. For the most part, you can tell which group they fall within by which country they choose to live in (if they did not choose a country but were sent there – by an employer, for example – then they are likely the former). Expats who choose corrupt, disorderly societies flock there because corruption and disorder match their characters. On the other hand expats who choose peace loving, forward thinking societies flock there because peace and progress match their characters.

They used to say that you are what you read (as far as the spiritual you is concerned, not the condition of your body in which case you are what you eat), but I’d say that to make this statement more accurate for the beginning of the 21st century, we’d have to say that you are a reflection of the surroundings you throw yourself into. It has been proven many times over that people from poshy neighbourhoods tend to have money problems because instead of investing their money and spending the remainder wisely, they waste it on purchases of latest automobiles, electronic gadgets and whatever else can be seen throughout the neighbourhood. It oftentimes happens to high earning professionals, such as doctors who make 6 figures a year, but seem to be scraping it from one month to another. See amazing books by Tom Stanley titled Millionaire Next Door and Stop Acting Rich for reference.

And just as is the case of high earning people who never become rich because they live in high spending environments, so is the case of expats who regardless of how they were brought up will start behaving and upholding moral values of people from the country where they’d moved do. Whether these moral values are high or low is determined on the choice of the country the expat chooses. There is quite a correlation between low moral values and holier-than-though attitudes. The lower they stoop, the more arrogant they act when confronted with truth. And that my friends is The Expat Syndrome.

Laos

The Land of a Million Elephants, better known by its contemporary name of Laos Peoples Democratic Republic (Lao PDR) is a landlocked country in South East Asia that remained vastly off limits to the travelers until the early 1990’s. Taking into account that the United States dumped 1.9 metric tons of bombs on Laos towards the end of Vietnam War, making it the most bombed country in the history of the world, there is little wonder why the communist government didn’t want any foreigners in their lands. But as their economy took some heavy blows following the fall of Soviet Russia sheltered Eastern Bloc, the idea of opening up and allowing hard currency bearing tourists in seemed like the only way out.

Seeing how tourism money kept the economy of neighboring Thailand bustling, Lao officials figured that: “if we open up, they will come here too.” Afterall, it only takes an hour on a plane to get from Bangkok to Vientiane, the capital city of Laos. Yet despite its proximity to Thailand and a promise of brand new, unmatched experiences, few travelers decided to cross the Mekong river which flows along the border separating the countries. As Thailand continued to see the growth in the numbers of travelers visiting the country, Lao government was forced to conclude that foreigners are not yet ready for Laos.

So the officials came with an idea of declaring 1998 the “Visit Laos Year”. Encouraged by the 1997 admission into ASEAN, this seemed like a good idea but despite undying efforts to attract mass tourism, the initiative failed to yield results. It wasn’t until the beginning of the 21st century when Laos was discovered by the crowds of adventurous backpackers and the scales were tipped. All of a sudden, some of the towns went from receiving maybe a dozen foreigners a week, to having hundreds come in a day. It was independent travelers and nature lovers who put Laos on the map and a new era of tourism, which also signaled the end of an era of being a sleepy, unexplored country has begun.

Laos is no longer what it was when it was re-discovered. Western style cafes, foreigner friendly restaurants and over priced pre-packaged tour operators now fill the cores of major cities. Once laid back country has stepped up its pace to keep up with the demands of ever growing westernization that has crept into the lives of many. An adventurous traveler can still get a glimpse of unspoiled, unwesternized Laos when stepping off the beaten tourist track, but the time when you would be the only foreigner enquiring about a tube ride down the river in Vang Vieng is long gone. Hoards of travelers can now be encountered no matter how remote a place you go to, yet Laos still remains the country with some of the most pristine nature and some of the friendliest people in the area.

I loved every bit of my stay in Laos, however since the country is much more expensive for travelers than any of it neighbors, I cut my trip shorter than originally intended. Every backpacker whom I met in Laos was surprised by high costs involved with traveling there compared to traveling in other South East Asian countries. One would expect the opposite, given that Laos is considered to be one of the least developed countries in the region but fact of a matter is, backpacking through Laos will drain your wallet much faster than say Cambodia, Indonesia or Vietnam.

Limited availability (with only a few exceptions, this means “complete unavailability”) of inexpensive accommodation (inexpensive accommodation would be a half decent room in a guesthouse for no more than $7 a night), unusually high cost of transportation (by SE Asian standards) and common overcharging of foreigners on food make traveling across Laos more expensive than in other countries in the region. Yet despite the costs, Laos is a beutiful place to visit and definitely worth a pop.

Is Cambodia Barrier Free?

Well here is a question – Is Cambodia Barrier Free? Cambodia, the country of world’s worst drivers and some of the world’s most severe personal safety issues – is it barrier free? This is without doubt a legitimate question as many travellers who like to visit foreign countries either suffer from disabilities themselves, or have someone with them who is disabled. So is Cambodia barrier free enough for them to safely move around? The short answer is simple – “No”. But let me elaborate with the long answer a little.

When talking about barrier free countries, one could divide them into several groups:

Barrier Free Countries – many western countries, such as my homeland of Canada strive excessively to be completely barrier free and most people with disabilities truly can make their way around without major issues
Tricky Countries – moving around if you are a person with disabilities can be tricky, but can be done with some planning or little assistance
Not Barrier Free Countries – some countries, such as Cuba have narrow, cobblestone streets that are tricky to navigate through, however locals are more than happy to help without being asked for it. When they see someone in need of assistance, they will be right there to assist
Barrier Full Countries – those would be the countries that are very difficult, or impossible to effortlessly enjoy by the people with disabilities
Forget It Countries – barriers exist in all walks of life making an enjoyable stay for people with disabilities an impossibility
Cambodia – you take the most advanced barriers that prevent people with disabilities to navigate through, combine them into an impenetrable maze, enhance the level of difficulty by infinity and then add some extra barriers on top of it and you get Cambodia. If you find yourself in need of assistance, instead of being helped, you will be laughed at and mocked straight in your face. Cambodians don’t help others, only themselves. If there is something in it for them, then you will suddenly have more than enough of them willing to assist. Unconditional help doesn’t exist

Cambodia is not, by any stretch of imagination a barrier free country. People with disabilities will find it impossible to exist in Cambodia however Cambodia is also full of barriers and danger even for fully able bodied people. You do not have to be disabled to find it impossible to move around or otherwise exist in Cambodia. To add insult to injury, though – if you come to Cambodia as a fully able bodied, healthy and fit person, Cambodia will put you through some unfathomable dangers so if you leave the country in the same condition you have entered in, you can congratulate yourself for achieving the unimaginable.

In other words, Cambodia is not barrier free for people with disabilities, yet it’s not barrier free for people without either. And if you come to the country without any disabilities, you got to be extremely alert and careful at all times or else you could soon earn yourself some.

Road traffic is so dangerous in Cambodia, that no matter what means of transportation you choose to use during your stay, you will be constantly in danger of getting involved in a deadly accident. However the smaller the vehicle, the bigger a danger. Riding a motorcycle or a bicycle are particularly dangerous activities and one has to be more than careful and have their eyes affixed on the road with peripheral vision checking out the situation in all angles at all times. Yet the biggest danger faces you each time set out for a walk.

Photo: Motorcycles Blocking the Sidewalk in Siem Reap

Cambodians are extremely rude and self important people who need to repeatedly boost their egos (some say it’s the genitals they need to compensate for, but you will find both males and females behaving that way). You will be shown no respect from other traffic participants and if you’re a foreigner, the respect will be that much lower. Because sidewalks are unavailable for use by pedestrians because they serve as parking spots for cars, motorcycles and tuk-tuks, each time you go for a walk, you will be forced to walk on the road directly in the way of disrespectful drivers. Even though Cambodians should drive on the right, you will have traffic coming at you from both sides. It will be topped up by people pushing food carts around forcing you to go to the middle of the road to get by them and that’s where it starts getting super dangerous.

Yet the gravest danger lurks out from the side, where you would least expect it. Cars and bikes parked on the sidewalks – on those sidewalks you cannot use because they are parked there – will reverse into the traffic without any regard for pedestrians who are forced to walk on the road. They will back right into you unless you jump off their way and that’s where any form of being “barrier free” ends. You will have to be extremely vigilant and alert at all times to avoid getting disabled by a rude driver entering the road from a sidewalk and this will happen to you a hundred times a day.

The fact that you will be pressured, stared down and laughed at each time you get blocked off so you have nowhere to go makes safe decision making extremely challenging. Verbal abuse will be evident and you will know you are a subject to mockery but you will have no option but to take it right where they serve it to you. Many Cambodians carry guns and they are fully aware of the fact that law is not enforced in their country (none exists to begin with). There is nothing preventing them from blowing your brains off if you stand up for yourself. They are used to killing and raping so just take the humiliation and abuse and keep your eyes wide open because another out of control motorcycle is riding down the wrong side of the street and there’s no way he’s stirring away from a pedestrian.

Below is the video that briefly shows how “barrier free” Cambodia is. It’s one of those countless cases where I was walking down the street and because of piled up motorcycles, tuk tuks and cars I had to get on the road facing bikers swishing by me from both sides. Soon after I had a car that was parked on the sidewalk start reversing onto the road, completely disregarding the fact that a pedestrian was coming and had I not responded swiftly by slowing down when I noticed the reverse lights come on, I would have been struck by it. This is by no means an isolated incident. This happens all the time and then some. Motorcyclists don’t even seem to shoulder check at all. They are particularly happy to hit you with their two wheelers.

Buying Travel Insurance in Canada

If you’re traveling abroad, you definitely want to buy good Travel Insurance. At least that’s what all insurance companies tell us. Vast majority of people who buy travel insurance waste money on it, however those few who do get involved in an accident or become severely sick abroad would be in lifetime debt had they not bought the insurance prior to the trip. Buying travel insurance is obviously a big deal and an important decision to make prior to the trip. I faced the same issue myself – where do I go to buy best travel insurance in Canada?

Savvy travellers know that most travel insurances offered along with travel packages are a major rip off. Each time you buy a travel insurance along with the vacation package, you are overpaying hard core. This is somewhat understandable as majority of mainstream travel agencies sell mostly sun vacations which are so competitive, they are priced very low and deliver minimal mark-up. If travel agencies were to sell nothing but those popular vacation packages, they would not stay afloat for a very long time. Luckily there are travel insurances and that’s where they get you. While mark-up on popular vacation packages is minimal, mark-up on travel insurances most people buy along with the vacation is outrageous.

It is no different than extended warranties for electronics. It’s only thanks to those that big box stores are able to sell laptops and other gadgets for so cheap. So I’m OK with the fact that most people allow themselves to get ripped off on extended warranties or travel insurances. I’m one of the few who don’t fall for this but the reason I can get away with it is because majority of populace does get ripped off on overpriced travel insurances so travel agencies do have a buffer to work with and can let one person slip without buying one every once and again.

Here’s a comparison:

If you buy a Vacation to the Caribbean (Cuba or the Dominican Republic, for example) in Canada, the weeklong, all-inclusive package will cost you on average $800 plus taxes. Travel insurance for your weeklong stay will start at $80 and will go up to some $130 for a more complete package. You easily end up paying 10% or more of the cost of your all inclusive stay on top of the vacation for your travel insurance that covers you for a week.

Your other option is to call Blue Cross Canada and buy an annual insurance from them for the cost of $68 (in Alberta, not sure about other Canadian provinces and territories). This insurance covers your first 30 days of any stay abroad you take within a year from the validity of your insurance. That means that if you travel abroad let’s say 6 times a year and each of your stays is 30 days long or shorter, then this one time payment of $68 for the travel insurance covers your each trip.

If you didn’t buy this Blue Cross coverage, but instead purchased insurance individually each time you travel, you would be looking at a combined cost of $600 or more ($100 on average for each of your six trips, however if you take 30 day trips, the cost of insurance would be higher. $100 is typical for a one week vacation).

Photo: My Blue Cross Canada Travel Insurance Card for 2010/2011

There are some terms of service associated with the Blue Cross travel insurance, for example that it doesn’t cover travel through war zones or other areas with advisories against travel to these areas issued by Foreign Affairs of Canada (published on voyage.gc.ca) so you do need to review it before purchasing, however for a normal travel through save and somewhat safe country, Blue Cross insurance covers you perfectly well for the initial 30 days of your stay abroad.

This is what I went with to Cuba, Dominican Republic and Iceland and since I still had 5 months of Blue Cross insurance left, I didn’t buy any additional coverage. I thought that my strategy would be to leave the country and move to another country after a month. Most tourist visas are valid for a month only anyway so unless you extend, you would end up leaving the country anyway. This way I’d be covered with my Blue Cross for the duration of following 5 months.

I remained opened to the possibility of buying health insurance from one of the insurance providers available in a country where I would decide to stay for an extended period of time. It only made sense that buying health coverage from Canada to insure me in a third world country would be expensive. But buying the same insurance from an insurance company that operates in that very country should offer the same type of coverage, but be noticeably less expensive to buy. And that was my plan when I was leaving for the long term travel. I didn’t have any solid travel insurance to cover me no matter what because I didn’t have the amount of money they cost. But I did have it figured out reasonably well to remain covered in case poop hits the fan.

Best Country to Start the Around-The-World Travel In

I had the best time to start travelling worked out, now I just needed to work out where to go to start my around the world travels and to find the most affordable way to get there from Canada. Because I didn’t have much budget due to rather low positive cash flow at the time, I figured that the best country to start my round the world travel in would be one of those I am familiar with, one I have recently visited. If you go to a whole new country for the first time, you are rather overwhelmed by its culture, its people, its way of life and if that is a third world country, you will be harassed by touts since you first step foot on their soil so falling for overpriced deals is easy. However if you go to a country you have previously visited, you will know where you are going, what you are doing, what’s around the corner, where the best place to get a ride is, whom to talk to to get cheap accommodation, etc. Many of these can be chosen wrongly if you are in an unfamiliar place because you are under time stress and with a backpack on your back – you often have to take what comes your way and touts are very skilled at getting the most out of each tourist.

Based on the above, I basically only had two countries to choose from: Cuba and the Dominican Republic. I have also recently visited Iceland but not only Iceland is not a third world country (far from it), it is also one of the most expensive countries in the world so my budget would not handle it. I’d love to revisit Iceland as it’s by far the best country to travel to, but it wasn’t an option at this time. Plus because of budget issues, I had to keep it within close range because the further you travel, the more expensive the plane ticket and since Caribbean countries are popular tropical locations for many Canadians, flights there are frequent and far less expensive than flights to Europe or Asia. So in order to keep the initial cost low, Caribbean would be the best choice.

Out of other two countries I have recently visited, Cuba was the least favorable option. Their economy is too dependent on tourism so prices for accommodation are regulated by the government and locals are not allowed to offer foreigners any services for which a foreigner would normally have to pay. For example even if I had a good Cuban friend, I would not be able to crash at his place for if Cuban police found out, he’d get in serious trouble. Same goes for offering foreigners a lift or any other service. If you are a foreigner, you should only be seen riding in taxis or buses. If you are seen in a regular car, the owner/driver of that car could get in a lot of trouble for offering a tourist services for which that tourist should pay. That’s the way it works in Cuba which makes it one of the most expensive countries in the Caribbean (unless you decide to go illegal on everything and risk getting kicked out, but then you can be there on so cheap that even India is more expensive).

I’m not much of an illegal guy. I couldn’t even jump over the fence to join a festival in my home town when all my buddies went that way. I could jump it, I wasn’t lacking there, I just could not bear the thought of doing something that’s not right. That’s just the way I am. Cuba would otherwise be an amazing option as it can be done on the cheap and it’s a safe and beautiful country. But right now it looked like that’s not the best place to start. I didn’t have the budget to retain legal accommodation, even if I stuck with Casas Particulares, which are significantly less expensive than hotels and offer more authentic experience. They are still charged on per day basis so monthly it works out more than you would pay for rent in Canada. I had to ditch Cuba for this very reason.

Whether I liked it or not, I was left with only one option – Dominican Republic. I didn’t mind that as after visiting the country in January, only a few months prior I really enjoyed my stay there and had wonderful time. Unlike in Cuba, unless you have high expectation and desire comfortable lifestyle, you can live in the Dominican Republic on very cheap. I was familiar with the country and the way it operates so ripping me off by offering me overpriced deals would be difficult. I could definitely survive there even though my monthly budget was low and since weather is warm year round and internet connections are decent, I’d be able to both enjoy myself and get some work done on my websites to boost my positive cash flow. Seemed like I have found the best country to start the around the world travel in and even though I did not ditch all other options, I kept all of my senses firmly focused on this nation. Now it was only a question of scoring the plane ticket and making other arrangements for a price I would be comfortable paying.

Longer Vacation is Cheaper – Explained

When I took a trip to Iceland, I was able to balance the total cost of it to a point that even though it’s one of the most expensive countries in the world, I only spent a little over $1,500 for 10 days, which included return plane tickets from Edmonton to Reykjavik and back, car rental for the duration of my stay, entrance fees to attractions which count as some of the most expensive in the world, food, drink, gasoline, lodging and all other associated costs. Yet despite my ability to get the most out of the trip for an unbeatable price, compared to my previous trips to Cuba and the Dominican Republic, the trip ended up being almost twice as expensive. Sure, the distance was significantly longer and country is significantly more expensive. However, after I have returned, I realized that an entire trip would have cost me way less, had I spent 1 month in the country, instead of original 10 days. Yes, what I’m saying is that longer vacation is cheaper. How is that possible? Let me explain.

Looks at it this way – if you take your normal vacation by using the vacation time allocated to you by your employer, you will leave for your destination while keeping arrangements with your current residence in your home country. That means that if you are renting a house, you will have to pay your monthly rent regardless of whether you are at home or gone on vacation. If you are a home owner, your property taxes will apply regardless of whether you are in the house or not. And if you live in Canada, the ridiculously high delivery and administration charges added to your power bill will be applied regardless of whether you have used any electricity, or not. I don’t know what it’s like in other countries, but in Canada the amount of money you are charged for electricity used is often less than delivery and administration charges. In my particular case, the power bill for the apartment where I was staying when I took the trip to Iceland totalled up to about $50 a month. Out of which, only about $5 were actual electricity usage charges. Epcor likes to bump up your power bill with their own charges which are so inadequate, I don’t understand how it’s not illegal and how they get away with ripping people off like this.

On top of your rent and electricity, you also have the internet, cable TV, mobile phone, and whatever other month to month bills apply to you. These you will pay for normally even if you have not been in the country half of the month. So basically – if you cancelled all of it, you would end up with positive four digit figure which would easily be enough to extend your vacation to last a month.

If I made arrangements with my landlord that I would move out of the apartment on the day I was leaving for Iceland, I wouldn’t have to pay my $850 a month which would be more than enough to sustain my stay in the country for extra 2 or three weeks. If I also cancelled the electricity and the internet, and if I temporarily suspended my cell phone number, I’d be looking at a thousand dollars saved.

It really made no sense taking a 10 day vacation in Iceland. While I was there, in one of world’s most expensive countries, the money for amenities in Canada was being paid out of my pocket even though I wasn’t using any of it. Rent for an apartment where I was not staying was paid yet I had to cover for my lodging in Iceland. In other words, I was paying rent for two places at the same time, while I could physically only be in one.

The lesson I have learned, was that one of the keys to frugal travel is to book your vacation and make arrangements in your home country for a month. One week or two week vacation ends up being a costly endeavour which is why so many people either can’t afford it, or can only take one or two a year. It’s simply because you are wasting a lot of your money on things you are not using and end up covering for two simultaneous services while only using one at a time.