Life Without the Internet

It was when I first took a trip to Cuba when I first experienced life without the internet since it’s become an integral part of my day to day life. By that time I was already involved with webmastering for 8 years and used it to earn a living for 5. There was not a day in the 5 years preceding my trip to Cuba during which I would not spend at least a few hours on the internet. As a matter of fact, there was not a day during which I would not spend most of it on the internet. I worked on the internet during my office hours and then during my off duty time when I was at home, I got right back on the internet to continue developing and strengthening my online presence.

Photo: Beautiful Cuba Where I Tried Life WIthout the Internet for the First Time
Photo: Beautiful Cuba Where I Tried Life WIthout the Internet for the First Time

I knew that leaving for 2 weeks during which I would not lay my eyes on a computer screen was bound to leave me feeling helpless. The fear of not responding in time to an important business email or loosing readers because they haven’t gotten any updates for a while would surely follow me around every step of the way. And it could only get worse – there are a million and one ways my sites could go off line and if I’m not around to fix it, it could negatively affect everything I’ve worked for for 5 years.

Regardless, I told myself that I’m gonna take this trip and will enjoy it to the fullest, totally ignoring any potential of poop hitting the fan while I’m away. I decided that this was gonna be my time to enjoy myself and that even if there was an emergency that’d absolutely require my attention, the world would have to put off falling apart because I will not care and will do nothing about it until my trip is finished.

And the World Kept Turning

The plane that brought me back to Canada after my incredibly amazing trip through north Cuba landed in my home town late at night. My luggage never showed up on a conveyor belt so I had to spend two extra hours at the airport dealing with filing lost luggage claims. By the time I got home, it was 2.30 am.

I was beyond tired after a long flight and totally worn out by the disappointing end to an otherwise amazing trip (lost luggage can really mess you up), yet despite work duties I had scheduled for the following day, instead of heading straight to bed to get some rest, I fired off my computer to see what I have missed out on.

I discovered a truly shocking thing: without me… the world has gotten on just fine. It truly kept on turning even though I was not returning any phone calls and did not respond to any emails for 2 weeks. So if the world doesn’t fall apart if I disconnect from it, is there any merit to fearing that my life would collapse because I disconnected from the world? In this particular case, I truly fared well because I made a deal with myself prior to disconnecting, but could I do it again in the future?

Seemingly Urgent Demands

Technology made our lives easier, but it also created new seemingly urgent demands that keep us so distracted, we dedicate unholy amounts of time dealing with them. Prior to the introduction of the internet into our lives, none of us would be bothered by a comment made by some stranger from half way across the world on a forum, but now that we have the internet, responding to that comment seems so important, we put everything else aside in order to respond to it.

These seemingly urgent demands only exist because we allowed the tool which we should be using to make our lives easier, to keep us distracted by the above mentioned seemingly urgent demands. Do we still own our own time if it belongs to something else? Do we still own it if we allow it to pass us by as we get more and more enslaved by the tool that should be serving us?

My Life Without the Internet

As Murphy’s Law would have it, poop did in fact hit the fan while I was in Cuba. One of my most important sites went off line and remained inaccessible for 6 days before I was able to address it. It severely affected my member base and search engine rankings. It took the site 2 years to recover from damage those 6 days caused.

Had I not gone to Cuba to stay around so I can spend most of each day on the internet like I had before, I would have taken care of the issue quickly, minimizing the downtime and avoiding long term consequences. It would be pretty much the same if I went to Cuba and instead of enjoying myself and having a good time, I’d spend the entire trip in internet cafes, monitoring my websites for potential problems.

So much work I did went down the drain because I wasn’t on the internet to fix it in time, yet it didn’t really bother me. For when I lay on my death bed, I will have memories of an amazing time I had in Cuba to think of, of all the people I met and had many adventures with, of the beautiful places I explored and the foods I tried, of bathing in waterfalls, of hiking in jungles, of fighting with turkey vultures for the rite of passage through the marshland…

When I lay on my death bed, the relationships I established with random internet acquaintances will mean nothing, as will the shiny things I would have bought for the money I would have earned. For when one’s on their death bed, their internet acquaintances will not stand by them to hold their hand during the last moments of their life, as will not any of those big screen TVs, shiny new cars, designer clothes, mahogany furniture, Swiss made watches or flashy iPhones. Does it make sense spending more of your precious time on Earth playing with your computer, texting on your cell phone or staring at big screen than spending it with your family and friends gaining pleasant memories that will stay with you forever?

Conclusion to Life Without the Internet

There is a very solid reason why I titled this post “Life Without the Internet”. For without the internet, one has a life. Depriving oneself of walks in the sun, of frolics with their children, of dinners with their friends in favour of spending their time on the internet, one merely exists. They do not live.

Early Retirement Planning

It was early Summer of 2009. Weather in Alberta has vastly improved which was great. Winter was long and tough this year – temperatures did not go above -30 Degrees Celsius for two months. Having summer with lots of sunshine and steaming temperatures felt uplifting. Meantimely, my mind was on a rollercoaster. Resumption of travel after many years of having been nowhere brought breath of fresh air to my thinking. My body was back in Canada from Iceland, but my mind was still on the road. Within a span of last few months I travelled to Cuba, the Dominican Republic, Iceland, Toronto and the Rocky Mountains. I loved it to bits and continued travelling in my mind. My time off work was spent on the computer, discovering places I would like to visit next.

I wanted to travel more. I needed to travel more. And now that the value of time and the idea of early retirement became well defined in my mind, I started to plan my exit from work and entrance into the world of travel. The way I saw it was that I needed to come with a strategy to quit work as soon as possible while causing as little uproar and talk as achievable. At the same time, I was gonna dedicate maximum of my off work time to the growth of my websites that bring the most revenue while entertaining offers for sale of websites that were more popular, but brought little revenue. I needed more positive cash flow which could be done by focusing on 20% of my revenue generators that generate 80% of my revenue and eliminating the costs associated with ownership of low income generators. And among all the essentials, I needed to find time to figure out where to go to start my tour around the world while keeping the cost of travel as low as possible.

Traveling frugally is not difficult at all. Average person could spend thousands of dollars for a vacation, but smart traveller will find a way to spend one quarter of that but will get four times as much. I laugh at people who pay retail prices for plane tickets, hotel reservations or car rentals. They are voluntarily ripping themselves off. It doesn’t take much. Scoring awesome travel deals is really easy, but I will elaborate on it in more detail later.

Planning my early retirement was fun. I had a lot to take care of, but it was fun. It was as if I had a giant catalogue of the universe before me and my job was to pick what adventure I’m going to have next. This was the feeling of freedom. I was in charge of my life giving everybody else no chance at controlling it. No one had any say at what I should do tomorrow. It was me who decided what I was going to do and I did strictly what was in accord with my plans. The world of adventure lied right before me. I just needed to polish up a few tiny matters and then… the journey itself.

Positive Cash Flow

You’ve heard me mention Positive Cash Flow number of times during previous lectures on Early Retirement. Positive Cash Flow is the key to retiring young. As someone who understands the value of time, it became clear to me early on that the goal is not to score big financially. Aiming for a big payday puts everything into way distant a future. To retire rich, you may be faced with decades of tight lifestyle before hitting jackpot, but to retire early, you may need as little as positive cash flow of $50 a day. The former will keep you stuck in the office until you’re too old to enjoy yourself to the fullest, the latter could send you on your way to endless adventure in a few months.

My Positive Cashflow

I got my positive cash flow out of the websites I’ve been running for years. I set up my personal photography website back in 2003. In 2004 I added ten more websites to my portfolio but they were each more of a hobby, rather than a business venture. I had a little bit of income through promotion of affiliate networks, but it only amounted to about $50 a month. As years went by, I learned a thing or two about SEO (Search Engine Optimization), learned a little bit of web programming and by 2006 I already had a network of 20 sites running.

I’ve been working on them diligently every day and come 2007, the popularity of some of them grew to a point that a server upgrade was needed. I was still only making pennies a day even after investing a lot of work into them on daily basis. I was doing it because I enjoyed it. There was a little bit of money, but hardly anything to reasonably compensate for the work put into it. Continuous growth resulted in complete necessity to switch to a fully dedicated server in 2008. I was getting a lot of traffic but kept failing in monetizing on my sites. The cash flow was vastly negative at this time as my monthly cost for the server was $199 yet income from my sites was only in the $100 neighborhood.

As the traffic kept growing, I was forced to upgrade my server once more in the beginning of 2009. This time my traffic amounted to half million unique readers a month and that required more powerful server with more available bandwidth. Monthly cost just went up another $100 draining $299 out of my pocket each month for just webhosting itself. Negative cash flow ruled, but I kept financing it out of the money I was making at my government job.

My life was awful. I spent whole day in the office, then when I got back home I worked on my websites. Yet cash flow remained negative. At that time I started to travel again and the phase of my spiritual awakening was initiated. I started to question the premise of going to work until retirement and bit by bit, these pieces of scrabble that combine into a complete picture as presented here in my blog, which opens you up to the life of enjoyment and abundance came together and made me see things I was brainwashed to ignore. I realized that I’d wasted too much of my precious time as a corporate slave and started to work my way to early retirement. There was one and a half month lag between full awakening and my departure.

I used most of that time securing myself with positive cash flow. I knew the websites with lots of traffic were there. After years of putting so much work into them I was faced with the biggest challenge of my life. I’ve realized that 20% of my websites make 80% of all the money. The rest either didn’t make any money, or only very little but together amounted to very high server costs. The idea of getting rid of those websites was extremely difficult to swallow. I put years of work into them and believed that they were on their best way to make it big. If I only stuck with them for a bit longer, I could really hit the pot of gold and become financially secured. But that was exactly the issue – there was a possibility of it happening one day in the future. And as I have come to realize, focusing on future instead of this moment makes you waste your precious time. You don’t live, you enslave yourself because you believe that one day in the future you will get the reward.

I understood it clearly. Happiness is a journey, not a destination and this 20/80 principle is something that accompanies everyone throughout their lives. I worked really hard to get those websites to grow and become popular and now I was playing with an idea of dumping them. I had an option to stick with them, continue doing what I’m doing and look forward to one day in the future when someone with lots of money notices my sites and offers me several figures just like that. Or I could just let them go, quit waiting for something I hope will come, render all the work I put towards them over the years useless, but gain positive cash flow that could set me out on a journey of a lifetime within a matter of weeks.

Since you are reading the blog about Early Retirement with entries from my adventures around the world, you know what came next. With biggest sites gone, my server and bandwidth costs decreased significantly and my negative cash flow changed into a positive cash flow literally overnight. But that’s not all – those biggest sites that were eating most bandwidth and bringing least money were also biggest eaters of my time as maintenance of such busy sites required a lot of dedication. By freeing myself from the clutches of busy but negatively performing sites (in terms of cash flow), I gained more time to focus on sites that previously made 80% of the money.

Within days, I was able to end my $100 negative cash flow and turn it into a $300 positive cash flow. One and a half month later, I quit my work and sat on the plane to South East Asia. During initial weeks of my early retirement I lived frugally but not cheaply and I put some work towards my money making sites, increasing positive cash flow to $1,000 a month. And I just went with it from that point on.

The only trouble was, that my life instantly turned from this miserable rat race in the office to an exciting adventure that never ended and I was enjoying myself every day to the fullest. Early Retirement rocks. But because of that, I’ve been only putting a few hours a week towards growth of my online business so my positive cash flow has not increased significantly since I’ve reached the $1,000 a month net income. My monthly Early Retirement costs fluctuated between $600 and $700 so the cash flow remained positive even after all of my expenses. And this is all I could need. I’m having the best time of my life. I’m enjoying myself every day. If I did not go for it, I’d be in the office right now, doing what my boss tells me, fixing other people’s problems. Then when the paycheck comes, I’d go and spend it on something because that’s what consumerism we are brainwashed into by the media is all about. We enslave ourselves by dedicating the best days of our lives to working for corporations and end up spending our compensation on material things we don’t actually need to be happy.

I don’t own that much right now and I’m way happier than when I owned all the crap in the world. I have my laptop, my digital camera, few things to wear and a whole world to explore. Would I be better off if I continued focusing on retiring rich when I’m 65? No way. I’m perfectly healthy right now, I’m enjoying myself while I still can. The whole world lies before my feet and I explore it unhindered every day.

My goal is to increase my positive cash flow within the next 6 months so I have enough back up and I would also like to diversify the activities so I have some positive cash flow from different sources. Retiring rich puts the lifestyle you desire in indefinite future. Retiring early enables you to get the lifestyle you desire as soon as your positive cash flow reaches the level that meets or exceeds your comfort level.

The quest for cash is a fool’s errand. Rich people can become poor on any given day and all you have worked for will be gone, but once you have the positive cash flow happening, you don’t concern yourself with whether you’re rich or poor. But that still doesn’t matter, because if you build up the positive cash flow and use it to retire early, you will have lead rich and fulfilling life full of amazing moments to share with your friends and family. Don’t save your life’s enjoyment for the end of your journey on Earth. When you are on your death bed, you will wish you had spent less time with your boss in the office and more time with those who matter to you. The life is now. Instead of giving yourself reasons why you can’t, give yourself reasons why you can and make it happen. Go with confidence in the direction of your dreams. Live the life you have imagined.

“The minute you choose to do what your really want to do, it’s a different kind of life.”
— Buckminster Fuller

Retire in Your 30s

I’ve been talking about Early Retirement for a while on the pages of my blog in attempts to put on paper what was going in my mind when I decided to quit work so I can travel. Today, for the first time I’ve decided to search the internet for websites that talk about how to retire in your 30’s to see what they have to say. I found out in horror that their recommendation and strategies for early retirement are way different from the path I have followed. Based on that, I came to conclusion that unless one is a risk-taker of unprecedented proportions, they should follow the slow, but safer road to early retirement. Afterall, articles on those websites may have been written by professional Early Retirement tutors where as I am not one. I am merely a person who took control over his own life to make it enjoyable and fulfilling.

In brief, according to other Early Retirement websites, in order to retire in your 30’s you should start thinking of it by the time you’re in your 20’s and steadily grow your bank account and plan investment strategies while ensuring low spending and very stingy lifestyle so by the time you are 30, you will be safely set to move to the country of your choice and enjoy early retirement with all its benefits. This is all nice and all as it provides near bulletproof blueprint of retiring in your 30’s. I believe that if you can, you should consider this safer path. It involves less risk taking and as you know, there is a reason why word “risk” is part of the phrase. Otherwise they’d call it “sure thing taking”.

While I in no way disagree with recommendations on other websites, I did not follow their pattern because it was simply not an option for me. I am 34 year old, I’m already in my 30’s. I can’t roll back time. I went through my 20’s having the best time of my life, then in late 20’s I was lead to believe that I needed steady work so I can buy a house and a car, instead of sleeping under the stars and wandering around as a free spirit. After much persuasion, I gave in to the family pressure and became a corporate slave. All that was free in me was suppressed and instead of working my way towards retirement in my 30’s, I succumbed to the life of modern luxuries and debt that accompanies them. I’ve missed my train to retire in my 30’s by the means described on other websites.

However, when I realized the value of time, even though I was already in my mid 30’s, I still wanted to make the best of the rest of my journey on this planet. I wanted to make sure that when my time comes and I’m on the stretcher with grinning death staring at me from across the room, that I have no regrets for the life I’ve led. There are so many beautiful places around the world I would like to explore, so many activities I would like to take part in and I’ve done none of that in the last decade of my life. Whether proceeded by 10 years of preparation for the retirement in my 30’s or not, I took a deep breath, went over my priorities and embarked on an adventure of a lifetime. Just like that.

I took cold-turkey path to Early Retirement, because there was a lot in stake – my life. When I meet with Grim Reaper, I want to have the pictures of me watching the sunset in the Maldives before my eyes, not pictures of a fancy car I worked so hard for. I want to see the slideshow of my trip to the Tiger’s Nest Monastery in Bhutan, not the road to work through the concrete jungle of my hometown. I want to hear the rhythm of the drums I was dancing to with my new friends from a native tribe deep in the jungle of Guyana, not the sound of latest MP3 player with bass enhanced base station.

Even though I didn’t secure myself with safe passage to the retirement in my 30’s, I could no longer waste any more of my days working as corporate slave. I’ve realized that spending whole month by going to work so at the end of the month I can buy a new TV as per carefully fabricated advertising by multinational corporations makes no sense. Why would I want to spend money on a TV to watch documentaries about places I long to visit, when I can instead not buy the TV and go visit those places in person. To see them with my own eyes, to breathe the same air and hear the sound of wind that frolics through these plains.

By buying the TV, I’d be paying with more than just the money. I’d be paying with my own life which I would have voluntarily given away, for the more possessions you own, the more you are stuck in one place. Yet the brainwash by those multinational corporations doesn’t end. Their clever marketing methods are time tested and work well with psyche of those who don’t ignore them. I was stuck in that rut for far too long, wasted too many of the best years of my life and realized that it’s now or never. Ready or not, risky or not – I’ve set out on the path to adventure. A path with unlimited horizons. A path on which each day is different from the last one, a path on which you feel alive, not just living. I’ve retired in my 30’s.